98262 ZIP Code Profile, Map, Data & Demographics

Related Place Profiles:
Lummi Island, WA

ZIP Code 98262: Basic Data & USPS Preferred City Name

Preferred Name, USPS
Lummi Island, WA 98262

  • ZIP Code Type: STANDARD
  • County: Whatcom County
  • Centroid: Latitude 48.709, Longitude -122.676
  • Time Zone: Pacific Time Zone (UTC -8 hours)
  • Observes DST: Yes
  • Businesses Addresses: 43
  • PO Box Addresses: 123
  • Residential Addresses: 576
    • Multi-Family Addresses: 0
    • Single Family Addresses: 576

The ZIP Code maps and database are updated 4 times per year.
Database updated: October 1, 2023, Maps updated: August 11, 2023.


Lummi Island, WA 98262 Data & Demographics (As of July 1, 2023)


Total Population 984 (100%)
Population in Households 984 (100.0%)
Population in Families 705 (71.6%)
Population in Group Quarters1 0
Population Density 106
Diversity Index2 25


Median Household Income $92,480
Average Household Income $138,026
% of Income for Mortgage4 41%
Per Capita Income $69,153
Wealth Index5 204
Socioeconomic Status Index6 High (73.8)


Total HU (Housing Units) 943 (100%)
Owner Occupied HU 420 (44.5%)
Renter Occupied HU 73 ( 7.7%)
Vacant Housing Units 450 (47.7%)
Median Home Value $630,753
Average Home Value $700,595
Housing Affordability Index3 62


Total Households 493
Average Household Size 2.00
Family Households 280
Average Family Size 3.00
  1. Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
  2. The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
  3. The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
  4. The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
  5. The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
  6. The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.


2020-2023 2023-2028
Population 1.62% 1.00%
Households 1.88% 1.11%
Families   1.25%
Median Household Income   3.35%
Per Capita Income   4.80%
Owner Occupied HU   1.39%

Lummi Island, WA 98262 - Peer Comparisons by Rank and Percentile

The table below compares 98262 to the other 590 ZIP Codes in Washington by rank and percentile using July 1, 2023 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

Variable Description Rank Percentile
Total Population # 428 28th
Population Density # 316 47th
Median Household Income # 154 74th
Housing Affordability Index # 173 29th
Per Capita Income # 43 93rd
Diversity Index # 537 9th

Additional comparisons and rankings can be made with a VERY EASY TO USE Washington Census Data Comparison Tool.

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